Kyle and I decided to meet with the Dr and go over the details of IVF (In vitro fertilization). We met with them around May of 2012 where we learned all we ever wanted to know including the ching, ching, ching $$$$, WOW!
So here is what they tell you on the money front: Meds will run you between $2-5K then the procedure is $5,500 plus the lab costs and monitoring for a total around $10,000. Don't forget, insurance pays NOTHING on the procedure and we only get one fresh cycle for that dough.
Thank goodness there is a company that finances IVF because we don't have that kind of cash lying around. This company will finance a package with add ons. The package allows one fresh and one frozen cycle with monitoring and ICSI for $12,160!
That total does not include the medication which we will have to find an alternative payment for. After playing the fertility game for years now I realize that sometimes the insurance company lets meds slide through like HCG or the fertility pills just not the procedure. So I hope that works out for me to reduce the cost out of pocket!
After much discussion, Kyle and I decided we were not ready to give up our efforts. Yes, this means we will probably live in our same home for longer and drive our same ol' cars for longer but all in all we would rather have a baby than those new fancy things. We decide to shoot for September 2012, why you ask, I'm not sure. Something about time to process, change back to traditional insurance and enjoy our "hopefully" last summer without kiddos.
Wednesday, August 8, 2012
The Past
Looking back over the years, I don't think Kyle and I ever anticipated not being like every other newly married couple. I say that because most just have plans of getting married and waiting 1, 2, 3 years to have children. Since Kyle and I had been married before we were a little behind in the child department. When we got married we decided to "stop preventing" thinking it would just eventually happen. Month after month we got nothing and we were enjoying just being together so it wasn't cause for concern, yet.
It was May of 2010 when I went to visit my lady doctor. We had our usual discussions about life, love and happiness. When she asked about children, I explained that we had been trying for about13 months with no success. Statistically if you are under 30 and have been trying for 1 year with no success, you have issues. My doctor suggested that Kyle be tested first since it was much less invasive. After testing, Kyle's doctor did say that in his professional opinion he thought we could eventually get pregnant but that it may take a very long time and it was up to us how long we were willing to wait.
Now for those that know me, you already know I am high risk and at this time I was 32 so the thought of creeping up on 35 worried me. I didn't want to miss my window and then what? After Kyle and I discussed the results he felt the same way I did, "What's next"?
In June of 2010 we visited Dr. Homm for a consultation to understand what infertility was and how we needed to treat it. Dr. Homm wanted to bring me in for a baseline and ultrasound to make sure my ovaries, uterus and tubes were all functioning properly.
During my baseline and ultrasound everything was functioning fine so I opted out of the dye testing, OUCH! (Let's hope that was a fine choice).
Let's just take a time out to discuss insurance for a moment - IT COVERS NOTHING! :) Now that we got that out of the way, lets move on...
In February of 2011, after saving some extra dough ($1,000), Kyle and I tried our first IUI (Intrauterine Insemination). Let me just say this is the oddest thought process when Kyle isn't even there when the child is conceived??? He had already been by around lunch to drop off the goods. Needless to say failed attempt.
In July of 2011 I began taking fertility pills calld Letrozole to up my egg production to give Kyle's goods a better chance. We then attempted our second IUI, this one was a little more exciting when I got a BFP (Big Fat Positive) although when I went to the Dr and did my blood work it came back very low and she said it was a chemical pregnancy, which is basically a very early miscarriage. Most people don't even know they have experienced these because they don't know they are pregnant until weeks after. Guess that is the down fall of all this counting, dates, beta, appointments. BOO!
In November of 2011, we repeat the same routine and get nothing. It is by this time that we are pretty beat down with these attempts. We were just sure it would work and we would get to share our good news at Christmas, one of my favorite holidays by the way. Now we are discouraged and start talking about other options and how much it would cost and where on earth we would get the money!
We decide in March of 2012 that we will give IUI one more shot and if it is meant to be then it will be. Guess what... It didn't work AGAIN! UGH! So after spending well over $4,000 after medication and treatments we have nothing to show for it but discouragement and broken hearts.
It was May of 2010 when I went to visit my lady doctor. We had our usual discussions about life, love and happiness. When she asked about children, I explained that we had been trying for about13 months with no success. Statistically if you are under 30 and have been trying for 1 year with no success, you have issues. My doctor suggested that Kyle be tested first since it was much less invasive. After testing, Kyle's doctor did say that in his professional opinion he thought we could eventually get pregnant but that it may take a very long time and it was up to us how long we were willing to wait.
Now for those that know me, you already know I am high risk and at this time I was 32 so the thought of creeping up on 35 worried me. I didn't want to miss my window and then what? After Kyle and I discussed the results he felt the same way I did, "What's next"?
In June of 2010 we visited Dr. Homm for a consultation to understand what infertility was and how we needed to treat it. Dr. Homm wanted to bring me in for a baseline and ultrasound to make sure my ovaries, uterus and tubes were all functioning properly.
During my baseline and ultrasound everything was functioning fine so I opted out of the dye testing, OUCH! (Let's hope that was a fine choice).
Let's just take a time out to discuss insurance for a moment - IT COVERS NOTHING! :) Now that we got that out of the way, lets move on...
In February of 2011, after saving some extra dough ($1,000), Kyle and I tried our first IUI (Intrauterine Insemination). Let me just say this is the oddest thought process when Kyle isn't even there when the child is conceived??? He had already been by around lunch to drop off the goods. Needless to say failed attempt.
In July of 2011 I began taking fertility pills calld Letrozole to up my egg production to give Kyle's goods a better chance. We then attempted our second IUI, this one was a little more exciting when I got a BFP (Big Fat Positive) although when I went to the Dr and did my blood work it came back very low and she said it was a chemical pregnancy, which is basically a very early miscarriage. Most people don't even know they have experienced these because they don't know they are pregnant until weeks after. Guess that is the down fall of all this counting, dates, beta, appointments. BOO!
In November of 2011, we repeat the same routine and get nothing. It is by this time that we are pretty beat down with these attempts. We were just sure it would work and we would get to share our good news at Christmas, one of my favorite holidays by the way. Now we are discouraged and start talking about other options and how much it would cost and where on earth we would get the money!
We decide in March of 2012 that we will give IUI one more shot and if it is meant to be then it will be. Guess what... It didn't work AGAIN! UGH! So after spending well over $4,000 after medication and treatments we have nothing to show for it but discouragement and broken hearts.
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