Kyle and I decided to meet with the Dr and go over the details of IVF (In vitro fertilization). We met with them around May of 2012 where we learned all we ever wanted to know including the ching, ching, ching $$$$, WOW!
So here is what they tell you on the money front: Meds will run you between $2-5K then the procedure is $5,500 plus the lab costs and monitoring for a total around $10,000. Don't forget, insurance pays NOTHING on the procedure and we only get one fresh cycle for that dough.
Thank goodness there is a company that finances IVF because we don't have that kind of cash lying around. This company will finance a package with add ons. The package allows one fresh and one frozen cycle with monitoring and ICSI for $12,160!
That total does not include the medication which we will have to find an alternative payment for. After playing the fertility game for years now I realize that sometimes the insurance company lets meds slide through like HCG or the fertility pills just not the procedure. So I hope that works out for me to reduce the cost out of pocket!
After much discussion, Kyle and I decided we were not ready to give up our efforts. Yes, this means we will probably live in our same home for longer and drive our same ol' cars for longer but all in all we would rather have a baby than those new fancy things. We decide to shoot for September 2012, why you ask, I'm not sure. Something about time to process, change back to traditional insurance and enjoy our "hopefully" last summer without kiddos.
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